Flexible payment options
No interest if paid in full in 18 months.
Do the whole job now and spread the cost. No money down. Checking your options is a soft credit check that does not touch your score, and it takes about five minutes on your phone.
Why homeowners use it, even when they could write the check.
Keep your savings where they are.
This homeowner did the whole exterior at once: roof, siding, gutters and decks, on one contract. Jamison, PA.
Do it all at once.
Roof, siding and gutters meet in the same few inches. Doing them together, on one contract, is how the joints get done right. A payment plan means you do not have to split the job to fit a budget year.
No money down.
The plan covers the whole project. On most plans the lender pays us directly, so nothing comes out of your pocket to start.
Pay it off any time.
No prepayment penalty on any plan. Pay the 18-month plan off inside the 18 months and you pay no interest at all. Try it below.
Drag it
An example $50,000 plan, paid off any time inside 18 months.
Example only. Your amount and plan are yours to choose.
$50,000balance, month 1
Pujols Payment Options
One application. Five ways to say yes.
We work with a group of lenders, not just one, and we work them like a ladder. We start at the top: the prime lender, with the best terms. If that lender says no, we step down to the next one. You fill out one short application. We do the climbing.
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18 months, no interest if paid in full.
The top of the ladder. Pay the balance within 18 months and you pay no interest. If a balance is left after that, interest is charged.
Pre-qualify for up to$50,000 with no income check up to$150,000 with income verified- Soft credit check, instant answer
- No money down
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Low monthly payments, 2 to 20 years.
A fixed rate and a fixed payment that never changes.
Fixed rate, fixed paymentSMTWTFS12345678910111213141516171819202122232425262728- Amount
- $2,000 to $150,000
- Term
- 2 to 20 years
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A home equity line for bigger projects.
For a full exterior. Everything is done online, with no appraiser at the door.
- Up to $400,000
- Terms of 5, 10, 15 or 30 years
- No in-person appraisal
- Funding in as few as 5 days
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A personal loan, shopped to several lenders at once.
One application goes to several lenders, and the best offer comes back to you.
One applicationLender Lender LenderBest offercomes back to you- Amount
- $1,000 to $50,000
- Term
- 2 to 7 years
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A plan for lower credit scores.
Approvals on scores as low as 550.
- Poor550 to 579
- Fair580 to 669
- Good and better670 and up
- Amount
- Up to $100,000
- Term
- Up to 20 years
No step fits today? Worst case, we point you to a credit repair service we know, and the door stays open.
How it works
Three steps, about five minutes.
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Your price in writingRoofSidingGuttersTotalHolds 90 daysGet your price first.
After your consultation you get your price in writing. It holds for 90 days. Nothing to sign at the visit.
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Short applicationNameAddressEmailSoft credit checkScore not touched
See what you qualify for.
A short application on your phone. It is a soft credit check, so your score is not touched, and there is nothing to print or mail.
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18 months No interest if paid in full a month2 to 20 years Fixed rate, fixed payment a month
Or pay another way.
Pick the plan that fits.
We show you the monthly payment for each option, side by side. You choose, or you pay another way. Either is fine with us.
Selling your home?
Fix it now. Pay at closing.
A worn roof or tired siding costs you at the inspection and at the offer. With pay-at-closing funding you do the work now, before you list, and pay when the house sells.
- Up to $75,000, based on the equity in your home
- $0 now. Nothing due until closing
- Soft credit check only. No hard pull, and no lien on the house
- No cost if you do not use the funds
Princeton, NJ: rotted cedar shakes up close, and the same house with new siding.
- FirstDo the work
- ThenList the house
- ThenThe house sells
- LastPay at closing
Interest of about 1% a month and a one-time fee apply. Funds are due at closing or 12 months after the loan starts, whichever comes first. You need a signed listing agreement with a real estate agent.
Questions
Call (609) 212-5000- Will checking my options hurt my credit score?
- No. It is a soft credit check, the kind that does not show up for other lenders. A hard check happens only if you choose a plan and move forward.
- Do I need money down?
- No. On most plans the lender pays us directly, so you start with nothing out of pocket. On a home equity line or a personal loan, the money goes to you, and you pay us from it as the work is done.
- Can I pay it off early?
- Yes, on every plan, with no prepayment penalty. On the 18-month plan, paying it off within the 18 months means you pay no interest at all.
- Who is the lender?
- The lenders we partner with. We find the plan, they fund it, and you pay them on the schedule you picked. Approval and terms depend on your credit.
- What if I am not approved?
- We step down the ladder. Each step is a different lender with different rules, so a no from one is not a no from all. And if no step fits today, we point you to a credit repair service we know.
Roofing & exterior consultation
Start with the price. Decide how to pay after.
Pujols Roofing & Siding is a roofing and exterior contractor, not a lender. We do not lend money or repair credit ourselves; we partner with companies that do. All financing is provided by third-party lenders and is subject to credit approval. Terms, rates and amounts depend on the lender and on your credit. The $50,000 example above is an illustration, not an offer.